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We always ask for a home warranty as part of our service to you. It’s good protection to have, but it’s an insurance policy. Some things are covered and some are not.
Most of the major systems of the home are covered with a deductible of approximately $50-$75.
I’ve seen the home warranties pay for new heat & air units shortly after a home is purchased…..and I’ve seen very small claims be denied. Always remember that if you have a problem, you MUST call the toll free number on your policy and have their serviceman check it out. If they determine that you (or anyone) has tampered with or tried to fix the problem, they will usually deny the coverage. Some appliances are covered with the home warranty insurance.
Most warranty companies cover these items:
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Electrical system
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Plumbing system
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Heating/Air Conditioning system
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Telephone wiring
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Whirlpool bath motor & pump
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Dishwasher
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Built-in Microwave
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Kitchen Refrigerator
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Water Heater
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Ceiling Fans
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Toilet Tanks & Bowls
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Attic & Exhaust Fans
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Ductwork
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Oven/Range/Cooktop
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Circulating Pumps
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Instant Hot Water Dispenser
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Sump Pumps
First Class Upgrades are usually available:
Home warranty coverage for homebuyers begins at closing and continues for 1 year.
Feel free to contact us for further information. Please visit our glossary for any unfamiliar real estate term.
We look forward to hearing from you soon...so feel free to call us at 615-428-8500.
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